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Last updated on 1st May 2026

Taking your Rothesay pension benefits

Taking Your Pension Benefits Guide

For policyholders approaching their normal retirement date (NRD).

This guide is designed to help you understand your options and what you need to do as you approach your NRD.

Taking your pension benefits guide

 

Pension Freedoms Guide

Time to start considering your options.

It is important that you consider all your options carefully before taking your benefits.

Pension Freedoms Guide

 

Our retirement process

Our process from the time you receive your approaching NRD letter.

Our retirement process

 

MoneyHelper's - How to take your pension guide

This guide is for those policyholders who have Additional Voluntary Contributions as part of their Rothesay policy.

How to take your pension guide

This guide was previous called 'Your pension: your choices'

Transferring to another pension arrangement

Pension Freedoms Guide

It is important that you consider all your options carefully before considering transferring your benefits.

Pension Freedoms Guide

 

MoneyHelper's - How to take your pension guide

This guide is for those policyholders who are considering transferring to a Defined Contribution (DC) arrangement.

How to take your pension guide

This guide was previously called 'Your pension:your choices'

 

Our transfer process

Our process when considering transferring your Rothesay pension benefits to another arrangement.

Our transfer process

 

Receiving your Rothesay pension

TaxAid - Tax health check guide

TaxAid has produced a guide which provides useful information regarding tax.

Read TaxAid's guide

Bereavement

TaxAid

TaxAid has produced a guide regarding Tax at Bereavement which provides a checklist and reminder of things to do with tax when dealing with bereavement.

Read TaxAid's guide

Grief and you leaflet

The death of someone close to us can be one of the hardest things we ever have to deal with.  Cruse bereavement's Grief and you leaflet provides some useful guidance.

Grief and you leaflet

 

Our bereavement process

The process for notifying us of a death and additional guidance.

Bereavement