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Last updated on 27th November 2025

We are creating a series of videos for our policyholders and will add each new video to this page when it is ready.

To play a video, click on this button (bottom left of each video):

 

  • The difference between DB and DC pensions

    Your Rothesay pension benefits are defined benefit (DB). Watch this video to understand the difference between DB and defined contribution (DC).

    For more information click the link below.

    Your Rothesay Policy

     

  • Your Rothesay transfer value

    Watch this video if:

    • You would like to understand what a transfer value is and why it may go up or down
    • You are interested in transferring your Rothesay benefits to an alternative pension arrangement

    For more information click the link below.

    Transferring to another pension arrangement

  • Why do I pay tax on my pension?

    Watch this video for answers to questions policyholders commonly ask about tax and their pension.

    For more information you can call HM Revenue & Customs (HMRC) on 0300 200 3300 (UK) or +44 135 535 9022 (Overseas) or view their website. 

    HMRC's website

    You can also call TaxAid on 0333 207 5652 or complete the form on their website.

    Complete the form

  • What does taking cash from your pension mean for you?

    Watch this video if you are thinking about taking your Rothesay benefits, and considering the option to take some of your benefits as a cash lump sum.

    For more information click the link below.

    Options before retirement