We know that pensions can be complicated. We have created a series of short videos to help answer some of the common questions we receive from our policyholders.
To play a video, click on this button (bottom left of each video):
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The difference between DB and DC pensions
Your Rothesay pension benefits are defined benefit (DB). Watch this video to understand the difference between DB and defined contribution (DC).
For more information click the link below.
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Your Rothesay transfer value
Watch this video if:
- You would like to understand what a transfer value is and why it may go up or down
- You are interested in transferring your Rothesay benefits to an alternative pension arrangement
For more information click the link below.
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Why do I pay tax on my pension?
Watch this video for answers to questions policyholders commonly ask about tax and their pension.
For more information you can call HM Revenue & Customs (HMRC) on 0300 200 3300 (UK) or +44 135 535 9022 (Overseas) or view their website.
You can also call TaxAid on 0333 207 5652 or complete the form on their website.
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What does taking cash from your pension mean for you?
Watch this video if you are thinking about taking your Rothesay benefits, and considering the option to take some of your benefits as a cash lump sum.
For more information click the link below.