Our team brings together original thinkers, working to transform our industry for the better. We are multi-disciplined, yet singularly focused on finding new and better ways to secure the future.
Tom Pearce
Chief Executive Officer
Tom Pearce is Co-Founder and CEO of Rothesay. Tom founded Rothesay with Addy Loudiadis in 2007 and was previously its Managing Director. Tom has overall responsibility for Rothesay’s strategy and operational delivery, including Business Development, Financing, Investment Origination and Operations. Tom has been a Board Director of Rothesay since 2016 and he also sits on the Board of the Association of British Insurers.
Prior to founding Rothesay, Tom was part of the Fixed Income and Investment Banking team at Goldman Sachs with responsibility for pension fund and insurance company clients.
Tom has an economics degree from Cambridge University and lives in London with his wife and two children.
Graham Butcher
Chief Financial Officer
Graham Butcher is Rothesay's Chief Financial Officer, responsible for all divisions of Rothesay’s finance function, including financial reporting, capital management, product control and actuarial assurance. As Chief Financial Officer, Graham also oversees corporate strategy and new business underwriting.
Graham joined Rothesay in 2007 and was previously the company’s Head of Strategy and Chief Underwriting Officer, where he led all strategic initiatives, business planning and the pricing, underwriting and risk management of new business. Prior to joining Rothesay, Graham was at Willis Towers Watson where he qualified as Fellow of the Institute of Actuaries in 2006.
Pamela Bentley
Chief Underwriting Officer
Pamela Bentley is Rothesay’s Chief Underwriting Officer, responsible for all underwriting and new business pricing activity including chairing the Underwriting and Liabilities Committee. Pamela joined Rothesay in 2009 and has been directly involved in most of Rothesay’s liability transactions to date. Prior to joining Rothesay, Pamela was at Willis Towers Watson in London and San Francisco. Pamela is a pensions actuary and a Fellow of the Institute of Actuaries.
Naguib Kheraj CBE
Non-Executive Chairman
Naguib Kheraj is Chair of Rothesay’s Nomination Committee, Chair of Remuneration Committee and member of the Board Risk Committee.
Naguib is a Senior Advisor to the Aga Khan Development Network and serves on the Boards of various entities within the Network. Naguib is also Chairman of Petershill Partners and an adviser to Queensway Group, a hospitality business.
Naguib began his career at Salomon Brothers and went on to hold a number of senior positions at leading financial institutions. He served as Group Finance Director and Vice-Chairman and in various business leadership positions at Barclays and was CEO of JP Morgan Cazenove. He also served as Deputy Chairman of Standard Chartered plc and chaired its Audit Committee and Risk Committee during his tenure. Naguib was formerly a member of the Board of GAVI, the vaccine alliance and chaired the Audit and Finance Committee, a member of the Investment Committee of Wellcome Trust, the Finance Committee of Oxford University Press, the Finance Committee of the University of Cambridge and served on the Boards of NHS England and the US-UK Fulbright Commission.
Terry Miller CBE
Senior Independent Director
Terry Miller is Chair of Rothesay’s Customer Conduct Committee and a member of the Audit Committee, Nomination Committee and Remuneration Committee.
Terry is a Director of the Rothesay Foundation, Non-Executive Director of Goldman Sachs International Bank, a Non-Executive Director of Goldman Sachs International and a Non-Executive Director and Safeguarding Champion of the British Equestrian Federation. She is also Chair of the Nominations Committee and the Remuneration Committee for Goldman Sachs International Bank and Goldman Sachs International.
Terry was previously with Goldman Sachs for 17 years, most recently as a partner and International General Counsel. She went on to be General Counsel of The London Organising Committee of the Olympic and Paralympic Games (LOCOG), Director and Trustee of the Invictus Games Foundation, Non-Executive Director of the British Olympic Association and Non-Executive Director and the Senior Independent Director of Galliford Try Plc and of Stelrad Group Plc.
Sophie O’Connor
Non-Executive Director
Sophie O’Connor is Chair of Rothesay’s Audit Committee and a member of both the Board Risk Committee and Customer Conduct Committee.
Sophie currently holds Non-Executive directorship roles at SMBC Bank International PLC, Bupa Insurance and Tide Holdings Limited.
Sophie started her career at Ernst and Young, and then worked for Bank of America Merrill Lynch (previously Merrill Lynch) in the UK and US, where she held a number of senior Finance and Chief Operating Officer roles. She previously held Non-Executive positions at Scottish Widows, Lloyds Banking Group Insurance and Embark Group (subsidiaries of Lloyds Banking Group), Sanne PLC, BNY Mellon (International) Bank, Reliance Mutual and Mineworkers’ Pension Scheme and was also a Trustee of Chance to Shine.